![]() Looking for an Invoicing solution? Check out our free invoice templates for photographers! Read More Professional Liability Insurance General liability insurance will also cover you if you get sued for using unauthorized materials in your advertising or if you need to hire an attorney. ![]() If you’re faced with this, all you need to do is add them to your list of insured parties (which only takes a phone call or a few clicks, and doesn’t cost anything extra) before you start working there. Some venues (like weddings, hotels, and show floors) require you to submit this certificate before they’ll let you work on their premises. When you subscribe to a general liability insurance policy for your freelancing business, you will also receive a certificate of insurance. In functionality, liability insurance basically works like car insurance. if they need to stop working for a month). In a worst-case scenario, if your client trips on your loose cable and breaks their arm, your insurance would also help you cover their medical fees and any other financial burdens tied to the accident (ie. If you’re doing a photoshoot in somebody’s house and you scratch their floor with your tripod or break a $500-floor lamp as you move around to get the perfect shot, this insurance will reimburse the costs incurred by your client to replace that lamp or polish the floor. This type of insurance protects you against your clumsiness. We all know what a nice lens costs, so paying less than $1/day in case something happens wouldn’t necessarily be a bad idea. There are a variety of policies out there but these plans will usually replace your photography equipment (minus your deductible) if it breaks, gets stolen, or is lost. It’s all in the name: This insurance covers you if anything happens to your equipment. Here are some options a freelance photographer or videographer has when shopping for insurance policies: Equipment Insurance But as freelance photographers and videographers, we know we probably should sign up anyway, just in case someday we end up in that 10%. I say should, because insurance is usually one of those things that can be tough to rationalize 90% of the time we’re not getting anything in return. My Polecam is regularly used in the world of E-Sports computer gaming, conferences and location shoots.įor your peace of mind, I currently hold a ScreenSkills approved Production Safety Passport.Īs part of my role as a cameraman for Premier League Productions, I work Covid-safe at all times.When your job consists of traveling to many different places and environments while carrying very expensive and fragile equipment, insurance should be top of mind. ![]() I regularly shoot interviews, live reporter inserts, press conferences and other material for The Premier League's foreign broadcast output shown in over 200 countries. Just as comfortable working alone or as part of a crew, I integrate well into any production.Īs a freelance cameraman based in Nottingham, East Midlands, I am available for work pretty much anywhere with my Polecam rig, my new Sony PXW-FX9, the Sony PXW-FS5, or Sony A3iii on the Ronin RS2 Gimbal, or indeed your own kit. I have been in the TV/video production industry since 1989, and have experience in all manner of production, with roles including sound and cameraman, director, editor and producer.
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